Welcome to the Financial Aid Office

IMPORTANT NOTICE: The 2017-2018 Free Application for Federal Student Aid (FAFSA) is available online!

Click the blue link above to take you to the federal online application web site.  Make sure to complete your 2017-2018 FAFSA for terms beginning with the Fall 2017 and ending with Summer 2018 semester by our MAY 1st deadline to qualify for the most financial aid available!  

PLEASE NOTE: Those students wishing to enroll in the spring or summer 2018 semesters should remember to file the 2017-2018 FAFSA for financial aid consideration.


FAFSA workshops for the 2018-2019 application process are now being offered at both the Bedford and Lowell campuses during the months of March and April (see dates listed below). 

Call to make a reservation to attend the Bedford Campus workshop by calling 781.280.3650. For Lowell campus appointments, please call 978.656.3242.


Lowell Campus: March 21, April 4, April 18 and April 25

Bedford Campus: March 28, April 11, April 18 and April 25


IRS Data Retrieval Tool - At this time, the IRS Data Retrieval tool associated with completing your FAFSA online is unavailable and will not be accessible for the remainder of the 2017-18 award year. The tool is available for the 2018-19 FAFSA application cycle which became available October, 2017.

Note, use 2015 federal tax returns and the FAFSA online help when completing your 2017-18 FAFSA.

IMPORTANT NOTICE: Verification Requirements for 2017-2018 & How to obtain an IRS Tax Return Transcript

Due to changes in Federal Regulations, Middlesex Community College (MCC) has changed its process of verifying Financial Aid applications (FAFSA). We cannot accept copies of signed federal income tax returns in the verification process. Therefore, MCC is strongly encouraging students and families to utilize the IRS Data Retrieval Tool while filling out their FAFSA to avoid federal verification.

If your FAFSA is selected for verification, and you don't use the IRS Data Retrieval option or you changed the IRS data, you will be required to request a tax return transcript from the IRS and submit it to the Financial Aid Office. Click on this link for instructions for obtaining an IRS transcript.


Federal Direct Loan 150% Loan Limit Rule

As of July 1st, 2013, any first-time borrower, (which is defined as someone who has no outstanding balance on a federal FELP or Direct loan when receiving a Direct loan on or after July 1, 2013), will only be able to obtain federal Direct Subsidized loans for a maximum of 150% of the published program length in which they are enrolled. Additionally, the subsidized loans that had been borrowed up to the 150% point will lose further government subsidy and interest will begin to become the student's responsibility if they do not graduate by the 150% point (and continue to be enrolled in the same or a shorter undergraduate program). From that point forward, these subsidized loans will become unsubsidized loans.

IMPORTANT NOTICE: You have a Financial Aid Advisor!

The Financial Aid Office provides personalized service to our students. Every student is assigned a financial aid advisor who is available to answer any questions or address any concerns that you may have about financing your education. Please feel free to call us or stop by the Lowell or Bedford office with any questions. Additionally, you may view your financial aid information and status online through your MCC MiddleNet account.

At Middlesex Community College we are committed to assisting students and their families in meeting the cost of a college education. Our goal is to ensure that there are no financial barriers that prevent you from earning a college degree or certificate. Financial aid is easier to apply for now, more than ever before, using the federal financial aid web site to complete the FAFSA (Free Application for Federal Student Aid). Most enrolled students can qualify. You can be full time or part time and receive federal and state financial aid.

You can complete the Free Application for Federal Student Aid (FAFSA) at any time after January 1 to receive funds for the following academic year, but you should apply by May 1st, if possible, since some grant funds are distributed on a first-come, first-served basis. You must complete a FAFSA each academic year.

Contact Financial Aid Office

Bedford Campus
591 Springs Rd
Building #9, ground floor
Bedford, MA 01730
Phone 781-280-3650
Fax 781-280-3603

Lowell Campus
33 Kearney Sq
Lowell, MA  01852
Carol Cowan Center, third floor
Phone 978-656-3242
Fax 978.656.3322

Monday – Friday
8:30 am to 5:00 pm


Middlesex Community College is an affirmative action/equal opportunity employer and does not discriminate on the basis of race, color, national origin, sex, disability, religion, age, veteran status, genetic information, gender identity or sexual orientation in its programs and activities as required by Title IX of the Educational Amendments of 1972, the Americans with Disabilities Act of 1990, Section 504 of the Rehabilitation Act of 1973, Title VII of the Civil Rights Act of 1964, and other applicable statutes and college policies.  The College prohibits sexual harassment, including sexual violence.  Inquiries or complaints concerning discrimination, harassment, retaliation or sexual violence shall be referred to the College’s Affirmative Action and/or Title IX Coordinator, the Massachusetts Commission Against Discrimination, the Equal Employment Opportunities Commission or the United States Department of Education’s Office for Civil Rights.

Last Modified: 2/13/18