Welcome to the Financial Aid Office
The 2014-2015 Free Application for Federal Student Aid (FAFSA) is now available! Make sure to complete your 2014-2015 FAFSA for terms beginning with the FAll 2014 semester by our MAY 1st deadline to qualify for the most financial aid available! If you haven't filed your income tax return yet, you can use estimated information to complete your FAFSA.
PLEASE NOTE: Those students wishing to enroll in the spring or summer 2014 semesters should file the 2013-2014 FAFSA for financial aid consideration.
FAFSA workshops for the 2014-15 application process are now being offered on Wednesdays on both the Bedford and Lowell campuses during the months of March and April. Call to make a reservation in Bedford by calling 781.280.3650. For Lowell appointments, please call 978.656.3242.
IRS Data Retrieval Tool - There is an easier, faster way to provide tax information for the FAFSA—it is called the IRS Data Retrieval. The retrieval process will display your tax information directly from the IRS and allow you to transfer it automatically to your FAFSA. The Financial Aid Office encourages you to use the IRS Data Retrieval tool as the fastest and most accurate way of providing your (and your parent’s, if required) tax information. To do so, an individual must have filed their 2013 federal tax return electronically at least 3 weeks prior to using the IRS Data Retrieval tool –OR– have mailed their tax returns at least 6 to 8 weeks prior to using the retrieval tool
If you indicate that your tax return is “Already Completed” when filling out the FAFSA online, you will be asked a series of questions that will help determine if you (or your parent) are eligible to use the tool. Some individuals may not be eligible to use the IRS Data Retrieval tool. You can also choose not to use the tool. However, if you (or your parent) are eligible and use the IRS Data Retrieval tool, it is important that you do not change any of the retrieved information after the process has completed and you submit your FAFSA!
Verification Requirements for 2014-2015 & How to obtain an IRS Tax Return Transcript - Due to changes in Federal Regulations, Middlesex Community College (MCC) has changed
its process of verifying Financial Aid applications (FAFSA) for the 2013-2014 and
2014-15 academic years. We cannot accept copies of signed federal income tax returns
in the verification process. Therefore, MCC is strongly encouraging students and families
to utilize the IRS Data Retrieval Tool while filling out their FAFSA to avoid federal
If your FAFSA is selected for verification, and you don't use the IRS Data Retrieval option or you changed the IRS data, you will be required to request a tax return transcript from the IRS and submit it to the Financial Aid Office. Click on this link for instructions for obtaining an IRS transcript.
IMPORTANT NOTICE: Federal Direct Loan 150% Loan Limit Rule
As of July 1st, 2013, any first-time borrower, (which is defined as someone who has no outstanding balance on a federal FELP or Direct loan when receiving a Direct loan on or after July 1, 2013), will only be able to obtain federal Direct Subsidized loans for a maximum of 150% of the published program length in which they are enrolled. Additionally, the subsidized loans that had been borrowed up to the 150% point will lose further government subsidy and interest will begin to become the student's responsibility if they do not graduate by the 150% point (and continue to be enrolled in the same or a shorter undergraduate program). From that point forward, these subsidized loans will become unsubsidized loans.
IMPORTANT NOTICE: You have a Financial Aid Advisor!
The Financial Aid Office provides personalized service to our students. Every student is assigned a financial aid advisor who is available to answer any questions or address any concerns that you may have about financing your education. Please feel free to call us or stop by the Lowell or Bedford office with any questions. Additionally, you may view your financial aid information and status online through your MCC MiddleNet account.
At Middlesex Community College we are committed to assisting students and their families in meeting the cost of a college education. Our goal is to ensure that there are no financial barriers that prevent you from earning a college degree or certificate. Financial aid is easier to apply for now, more than ever before, using the federal financial aid web site to complete the FAFSA (Free Application for Federal Student Aid). Most enrolled students can qualify. You can be full time or part time and receive federal and state financial aid.
You can complete the Free Application for Federal Student Aid (FAFSA) at any time after January 1 to receive funds for the following academic year, but you should apply by May 1st, if possible, since some grant funds are distributed on a first-come, first-served basis. You must complete a FAFSA each academic year.
Contact Financial Aid Office
591 Springs Rd
Bedford, MA 01730
33 Kearney Sq
Lowell, MA 01852
Monday – Friday
8:30 am to 5 pm