Financial Aid Office
Education That Meets Your Needs
- Financial Aid
- Apply for Financial Aid
- Important Aid Info
- Types of Aid
- Financial Aid Eligibility
- Download Forms
- Q&A
- OFFICE LOCATIONS
- Bedford Campus
- 591 Springs Rd
- Building #9, ground floor
- Bedford, MA 01730
- Phone 781-280-3650
- Fax 781-280-3603 - Please contact the office before sending any fax
- Lowell Campus
- 33 Kearney Square
- Cowan Building 3rd floor
- Lowell, MA 01852
- Phone: 978-656-3242
- Fax: 781-280-3603 - Please contact the office before sending any fax
Determining Need
A student's financial need is determined by subtracting the Expected Family Contribution (EFC), as determined from the information provided on the Free Application for Federal Student Aid (FAFSA), from the cost of attendance, as determined by program of study, enrollment status and residency status (resident of Massachusetts, New England states, or out of state):
Cost of Attendance
- Expected Family Contribution
= Financial Need
The cost of attendance includes charges that are billed directly by MCC (direct costs), such as tuition and fees, as well as indirect expenses that students may need to consider, such as books, supplies, transportation and various personal living expenses. If your enrollment status changes from the time of application, your student budget and financial aid award may also change.