A student's financial need is determined by subtracting the Expected Family Contribution (EFC), as determined from the information provided on the Free Application for Federal Student Aid (FAFSA), from the cost of attendance, as determined by program of study, enrollment status and residency status (resident of Massachusetts, New England states, or out of state):
Cost of Attendance
- Expected Family Contribution
= Financial Need
The cost of attendance includes charges that are billed directly by MCC (direct costs), such as tuition and fees, as well as indirect expenses that students may need to consider, such as books, supplies, transportation and various personal living expenses. If your enrollment status changes from the time of application, your student budget and financial aid award may also change.