Welcome to the Financial Aid Office

Welcome to the 2019-2020 Academic Year!

Special Announcement Regarding Scholarships:

The Massachusetts Department of Higher Education has announced the "Agnes M. Lindsay" scholarship which provides financial assistance to needy students from rural areas. The deadline to submit an application is October 11, 2019. Please click here for details and an application form.

What steps do I need to take to receive financial aid?

The first step to be considered for financial aid is to ensure you have completed a 2019-2020 FAFSA. 

Please go to fafsa.gov to begin the process.

When you successfully submit the FAFSA with MCC's school code (009936) we will begin to review your information, and reach out via email if we need additional information. Please check your MCC email frequently.

In addition:

  • Complete the 2019-2020 FAFSA for terms beginning with the Fall 2019 and ending with Summer 2020 semester by our MAY 1st deadline to qualify for the most financial aid available. 
  • If you are enrolled, or plan to enroll for summer 2019, we must have a 2018-2019 FAFSA on file.
  • If you have completed a FAFSA already, enrolling in classes will queue your file for review, and we will determine if you qualify for aid.


May 1stiwas deadline to complete the 19-20 FAFSA if you would like to be considered to receive Mass State Grant funding. If you completed your FAFSA before this date, you will automatically be considered for this grant funding.

You may call our offices or visit the Lowell or Bedford campus during our business hour of 8:30 a.m. to 5:00 p.m. Monday - Friday. Please arrive no later that 4:00 p.m. at either office. Bedford can be reached at: 781-280-3650 and Lowell is at: 978-656-3242.

Federal Pell Grant funding for those who qualify may be available to dependent students of US Fallen Heroes. Please click here for more information.

Verification Requirements for 2019-2020 & How to obtain an IRS Tax Return Transcript:
If your FAFSA is selected for verification, and you don't use the IRS Data Retrieval option or you changed the IRS data, you will be required to request a tax return transcript from the IRS and submit it to the Financial Aid Office.

Federal Direct Loan 150% Loan Limit Rule

As of July 1st, 2013, any first-time borrower, (which is defined as someone who has no outstanding balance on a federal FELP or Direct loan when receiving a Direct loan on or after July 1, 2013), will only be able to obtain Federal Direct Subsidized loans for a maximum of 150% of the published program length in which they are enrolled. Additionally, the subsidized loans that had been borrowed up to the 150% point will lose further government subsidy and interest will begin to become the student's responsibility if they do not graduate by the 150% point (and continue to be enrolled in the same or a shorter undergraduate program). From that point forward, these subsidized loans will become unsubsidized loans.

IMPORTANT NOTICE: You have a Financial Aid Advisor!
The Financial Aid Office provides personalized service to our students. Every student is assigned a financial aid advisor who is available to answer any questions or address any concerns that you may have about financing your education. Please feel free to call us or stop by the Lowell or Bedford office with any questions. Additionally, you may view your financial aid information and status online through your MCC MiddleNet account.

At Middlesex Community College we are committed to assisting students and their families in meeting the cost of a college education. Our goal is to ensure that there are no financial barriers that prevent you from earning a college degree or certificate. Financial aid is easier to apply for now, more than ever before, using the federal financial aid web site to complete the FAFSA (Free Application for Federal Student Aid). Most enrolled students can qualify. You can be full time or part time and receive federal and state financial aid.

You can complete the Free Application for Federal Student Aid (FAFSA) at any time after October 1 to receive funds for the following academic year, but you should apply by May 1st, if possible, since some grant funds are distributed on a first-come, first-served basis. You must complete a FAFSA each academic year.

Contact Financial Aid Office

Bedford Campus
591 Springs Rd
Building #9, ground floor
Bedford, MA 01730
Phone 781-280-3650
Fax 781-280-3603

Lowell Campus
33 Kearney Sq
Lowell, MA 01852
Carol Cowan Center, third floor
Phone 978-656-3242
Fax 978-656-3322

Monday – Friday
8:30 a.m. to 5:00 p.m.

contact us via email at: financialaid@middlesex.mass.edu

Middlesex Community College is an affirmative action/equal opportunity employer and does not discriminate on the basis of race, color, national origin, sex, disability, religion, age, veteran status, genetic information, gender identity or sexual orientation in its programs and activities as required by Title IX of the Educational Amendments of 1972, the Americans with Disabilities Act of 1990, Section 504 of the Rehabilitation Act of 1973, Title VII of the Civil Rights Act of 1964, and other applicable statutes and college policies. The College prohibits sexual harassment, including sexual violence. Inquiries or complaints concerning discrimination, harassment, retaliation or sexual violence shall be referred to the College’s Affirmative Action and/or Title IX Coordinator, the Massachusetts Commission Against Discrimination, the Equal Employment Opportunities Commission or the United States Department of Education’s Office for Civil Rights.

Last Modified: 9/18/19