Workshops

Financial Wellness Specialists conduct several in-class workshops throughout the semester. The goal of these workshops is to introduce students to the tools and resources available at the college and the community to achieve financial stability. Real-life scenarios are discussed in these workshops to highlight the importance of learning personal finance topics such as budgeting, credit, savings, paying for school, etc.                                     

  Join the Financial Wellness Office in one of our Zoom webinars:

Thursday, April 29th, 2:00 PM: The Economy, The Stock Market, & Basics of Investing

Hand holding dollars encouraging people to invest

The Financial Wellness Program & the Business and Economics club would like to invite you to learn the basics of investing and the relationships of​ the stock market to our economy. In this one-hour session, we'll discuss​ the various types of investment tools such as stocks, bonds, mutual funds, index funds, and ETFs. We will also have a dialogue about investment strategies and the status of the U.S. economy with Professor Robert Kaulfuss. 

Professor Robert Kaulfuss taught business, technology, and economic courses at MCC for 35 years. Starting in 2008, he led and co-led the MCC team in the Fed Challenge Community College Competition 6 times, including 2 national community college championship wins. He has also served as adviser to several clubs, including Business and Economics. His particular passion is in the economics of climate change and sustainable energy for which he has given numerous talks.

To register, please visit: https://forms.gle/59juQfhV6aTZqxpK9​

 

***The Zoom link will be sent after completing the registration***



                                        PAST WORKSHOPS

Monday, April 12, 1:00 PM Mindful Spending and Checking your Financial Health:

Picture with a clock, calculator, and coins showing financial planning

As part of MCC's Wellness Challenge and Financial Literacy Month, we’d like to invite you to converse about how you feel about your monthly money spending. We will share strategies and recommendations that will help you save more every month and gain full control of your spending habits.

Monday, March 15, 3:30 PM: Understanding credit cards and credit scores


Graph promoting webinar with a calculator and pen


Do you currently have a credit card? Are you thinking about getting one? Would you like to improve your credit score? This webinar will introduce you to the benefits and risks of using a credit card and the importance of having a strong credit score to achieve your future financial goals.

Making late payments or not paying your balance in full every month results in high interest costs, late fees, and negatively impacts your credit score. Missing a payment might lower your credit score by 90 to 110 points. Credit cards can be a great tool to help you boost your credit score and make purchases with money that you don’t have available. On the other hand, credit cards can easily become one of the most dangerous threats to your financial well-being when not managed responsibly. Join us in this workshop and find out how to manage credit cards responsibly and improve your credit score.

To register please visit: https://forms.gle/1cEMMPjzQTDeS5sRA 

Wednesday, February 17, 3:30 PM: Budgeting 101: Minimize your expenses. Reach your savings goals!

Budgeting 101, Minimize your expenses. Reach your savings goals!

Are you saving to buy a car? Do you plan to buy new clothes? Not only a budget will help you understand how much money you should save every month for these purchases, but it can also help you save for future ones and plan for expenses. Learn step by step how to create and track a realistic personal budget to minimize your expenses and reach your savings goals!

Monday, November 16, 2:00 PM: Budgeting for the Holiday Season and Preventing ID Fraud                                                                           

   Holiday Budget           

Join the Financial Wellness Office and MCC’s Law Center in this Zoom workshop to prepare you to tackle the expenses of the Holliday season and learn how to protect your identity and sensitive information from online scams and cyber threats. 

With the Holliday season approaching, you might need to adjust your monthly budget for new periodic expenses. In this workshop, you’ll learn how to consciously spend your money during the Holliday season and tips for saving on online purchases. 

We’ll also discuss the importance of protecting your identity when making online purchases. Cybercriminals are able to steal thousands of dollars from people every year, which makes us all vulnerable to these attacks. According to the Center for Victim Research, 7-10% of the U.S. population are victims of identity fraud each year. This workshop will also introduce you to the most common forms of identity fraud and how to prevent them. 


Thursday, October 15, 5:00 PM: Credit 101: How to Manage your Credit Cards and Credit Score Responsibly!


Hands holding credit cards

Do you currently have a credit card? Are you thinking about getting one? Would you like to improve your credit score? This webinar will introduce you to the benefits and risks of using a credit card and the importance of having a strong credit score to achieve your future financial goals.

Making late payments or not paying your balance in full every month results in high-interest costs, late fees, and negatively impacts your credit score. Missing a payment might lower your credit score by 90 to 110 points. Credit cards can be a great tool to help you boost your credit score and make purchases with money that you don’t have available. On the other hand, credit cards can easily become one of the most dangerous threats to your financial well-being when not managed responsibly. Join us in this workshop and find out how to manage credit cards responsibly and improve your credit score.

September 14, 2:00 PM: The Art of Budgeting: How to stick to a financial plan? 

Calculator and Coins making Budget

Learn the importance of building and tracking a realistic personal budget to achieve your financial goals. Sticking to a personal budget can help you eliminate unnecessary expenses and achieve monthly savings goals. Building solid spending and savings habits are essential to living a financially healthy life.

You face many decisions that can affect your ability to build a realistic personal budget to achieve your financial goals. Are you deciding between eating out or cooking food? Are you saving to buy car? Do you want to buy clothes? Not only a budget will help you understand how much money you have available for these purchases, but it can also help you save for future ones and plan for expenses.       

 


For more information, contact us at FinancialWellness@middlesex.mass.edu


 

 

 

 

 

 
Last Modified: 4/27/21