Workshops
Financial Wellness Specialists conduct several in-class workshops throughout the semester.
The goal of these workshops is to introduce students to the tools and resources available
at the college and the community to achieve financial stability. Real-life scenarios
are discussed in these workshops to highlight the importance of learning personal
finance topics such as budgeting, credit, savings, paying for school, etc.
Join the Financial Wellness Office in one of our Zoom webinars:
Thursday, April 29th, 2:00 PM: The Economy, The Stock Market, & Basics of Investing
The Financial Wellness Program & the Business and Economics club would like to invite you to learn the basics of investing and the relationships of the stock market to our economy. In this one-hour session, we'll discuss the various types of investment tools such as stocks, bonds, mutual funds, index funds, and ETFs. We will also have a dialogue about investment strategies and the status of the U.S. economy with Professor Robert Kaulfuss.
Professor Robert Kaulfuss taught business, technology, and economic courses at MCC for 35 years. Starting in 2008, he led and co-led the MCC team in the Fed Challenge Community College Competition 6 times, including 2 national community college championship wins. He has also served as adviser to several clubs, including Business and Economics. His particular passion is in the economics of climate change and sustainable energy for which he has given numerous talks.
To register, please visit: https://forms.gle/59juQfhV6aTZqxpK9
***The Zoom link will be sent after completing the registration***
PAST WORKSHOPS
Monday, April 12, 1:00 PM Mindful Spending and Checking your Financial Health:
As part of MCC's Wellness Challenge and Financial Literacy Month, we’d like to invite
you to converse about how you feel about your monthly money spending. We will share
strategies and recommendations that will help you save more every month and gain full
control of your spending habits.
Monday, March 15, 3:30 PM: Understanding credit cards and credit scores
Do you currently have a credit card? Are you thinking about getting one? Would you
like to improve your credit score? This webinar will introduce you to the benefits
and risks of using a credit card and the importance of having a strong credit score
to achieve your future financial goals.
Making late payments or not paying your balance in full every month results in high
interest costs, late fees, and negatively impacts your credit score. Missing a payment
might lower your credit score by 90 to 110 points. Credit cards can be a great tool
to help you boost your credit score and make purchases with money that you don’t have
available. On the other hand, credit cards can easily become one of the most dangerous
threats to your financial well-being when not managed responsibly. Join us in this
workshop and find out how to manage credit cards responsibly and improve your credit
score.
To register please visit: https://forms.gle/1cEMMPjzQTDeS5sRA
Wednesday, February 17, 3:30 PM: Budgeting 101: Minimize your expenses. Reach your
savings goals!
Are you saving to buy a car? Do you plan to buy new clothes? Not only a budget will
help you understand how much money you should save every month for these purchases,
but it can also help you save for future ones and plan for expenses. Learn step by
step how to create and track a realistic personal budget to minimize your expenses
and reach your savings goals!
Monday, November 16, 2:00 PM: Budgeting for the Holiday Season and Preventing ID Fraud
Join the Financial Wellness Office and MCC’s Law Center in this Zoom workshop to prepare you to tackle the expenses of the Holliday season and learn how to protect your identity and sensitive information from online scams and cyber threats.
With the Holliday season approaching, you might need to adjust your monthly budget
for new periodic expenses. In this workshop, you’ll learn how to consciously spend
your money during the Holliday season and tips for saving on online purchases.
We’ll also discuss the importance of protecting your identity when making online purchases. Cybercriminals
are able to steal thousands of dollars from people every year, which makes us all
vulnerable to these attacks. According to the Center for Victim Research, 7-10% of
the U.S. population are victims of identity fraud each year. This workshop will also
introduce you to the most common forms of identity fraud and how to prevent them.
Thursday, October 15, 5:00 PM: Credit 101: How to Manage your Credit Cards and Credit Score Responsibly!
Do you currently have a credit card? Are you thinking about getting one? Would you
like to improve your credit score? This webinar will introduce you to the benefits
and risks of using a credit card and the importance of having a strong credit score
to achieve your future financial goals.
Making late payments or not paying your balance in full every month results in high-interest
costs, late fees, and negatively impacts your credit score. Missing a payment might
lower your credit score by 90 to 110 points. Credit cards can be a great tool to help
you boost your credit score and make purchases with money that you don’t have available.
On the other hand, credit cards can easily become one of the most dangerous threats
to your financial well-being when not managed responsibly. Join us in this workshop
and find out how to manage credit cards responsibly and improve your credit score.
September 14, 2:00 PM: The Art of Budgeting: How to stick to a financial plan? 
Learn the importance of building and tracking a realistic personal budget to achieve
your financial goals. Sticking to a personal budget can help you eliminate unnecessary
expenses and achieve monthly savings goals. Building solid spending and savings habits
are essential to living a financially healthy life.
You face many decisions that can affect your ability to build a realistic personal
budget to achieve your financial goals. Are you deciding between eating out or cooking
food? Are you saving to buy car? Do you want to buy clothes? Not only a budget will
help you understand how much money you have available for these purchases, but it
can also help you save for future ones and plan for expenses.
For more information, contact us at FinancialWellness@middlesex.mass.edu